Private credit workspace
Get organized before you apply — records, applications and approval readiness in one place.
Credit Copilot keeps your credit numbers, documents and every retail or consumer application in a workspace that belongs only to you. Each person gets their own account, synced across devices.
Records & documents
Keep IDs, address proof, income docs and public-record items in one verified checklist.
Application pipeline
Track every retail, bank, phone and consumer credit application with step-by-step checklists.
Readiness scoring
Utilization, DTI and inquiry signals roll into one readiness score, updated as you edit or bulk-import.
AI review
Get a plain-language read on your approval odds and what to fix before you apply.
Credit Copilot organizes your own information and gives guidance. It does not submit applications, contact lenders, or connect to credit bureau systems, and it is not credit or legal advice.